SMI services include Asset and Liability Pricing and Structure Strategies, Asset Restructuring Strategies (Investments/Loans), Interest Rate Risk Management/Measurement (Dynamic and Computer Downloads), Investment Management, Policies, and Education/Training Seminars.

Comprehensive

Sentry Management, Inc. provides total balance sheet and income forecasts for interest rate shocks of ±100 through ±300 basis points change in rates.

Dynamic Shock Analysis

Assets and liabilities are Beta Adjusted for true interest rate risks, which provides credible ROA, ROE, NIM, NII, and NI projections for current, six months, one-year and two-year periods given changes in rates.

FAS 107

Calculations are made for current and projected FAS 107 market valuations for the institution's assets and liabilities that meet the standards for audit statement disclosure.

EVE

Economic value of equity changes are calculated for current, six month, one-year and two-year periods.

FAS 115

Calculations are made for the capital impact of FAS 115 securities under different rate scenarios.

What Ifs

Multiple what-if scenarios may be run at the client's request.